We keep things simple. Our policies are written in plain English, designed specifically for New Zealanders. Get the protection you need without the confusion.
Provides a lump sum to your family when you die, helping them pay the mortgage, invest in education, put food on the table, and pay the bills. Cover from $50,000 to $2 million.
Skip the public waiting lists. Get faster access to private specialists, surgery, and treatment when you need it most. Choose your own doctor and hospital.
Lump sum payment on diagnosis of cancer, heart attack, stroke, or other serious conditions. Use the money however you need - treatment, recovery, or lifestyle changes.
Pays you up to 75% of your income if you can't work due to illness or injury. Keep paying your bills and maintain your lifestyle while you recover.
Lump sum payment if you become permanently disabled and can't return to your job. Covers medical costs, home modifications, and ongoing care needs.
Ensures your family can keep the home if something happens to you. Automatically pays off your mortgage balance, giving your loved ones one less worry.
| Insurance Type | Primary Purpose | Payment Method | Suitable For |
|---|---|---|---|
| Life Insurance | Protect family finances | Lump sum on death | Those with dependents |
| Health Insurance | Access private healthcare | Reimburse medical costs | All age groups |
| Trauma Insurance | Financial support for serious illness | Lump sum on diagnosis | Adults 30+ |
| Income Protection | Replace income when unable to work | Regular monthly payments | Those with regular income |
Professional, reliable, and caring insurance services
Experienced insurance experts provide professional advice
Customized insurance solutions based on your needs
Chinese and English service, barrier-free communication
Support from application to claims processing